The Flog – The Fabry Log

Our first caller was Josh, a Schwann's driver/salesman. Several people found him in Sterling, Illinois and got his Chris Fabry Live! special.

To all those who listened, thank you! We have a great program ahead tomorrow.

After the show, the following e-mail came in regarding "scams" targeting Christians. Some good content here from Phillip R. Weisbrod, CPA.

"I heard your program but did not have a chance to call in regarding the Money Scams that people fall into. I run into this a lot in my business and here a checklist I give them regarding such “opportunities”

1) Think Guilty Until Proven Innocent - Ask for the Prospectus or Legal Filing Documents – public investment offerings are registered with the governing bodies and require full disclosure. If this is a private offering – stay away – there is no protection – this is a buyer beware situation.
2) Get That Mans Credentials - Ask for the “sellers” credentials (if you have ever seen the movie/show “The Music Man” you know how slick salesmen can be) – be sure to find out who the seller is connected with. Investment regulations require that those selling investments have a license and that license is usually held by a Broker/Dealer or some “authority.”
3) Delay of Game - Ask for time to think it over, beware of the salesman who says this is a limited time offer
4) Proverb 15:22 – Plans fail for lack of counsel but with many advisors they succeed – ask those who know better
5) Over ten think again – any investment offering more than a ten percent return needs to be researched thoroughly (a rule of thumb is that the stock market has returned about ten percent over its history)
6) Less is Better - Offer to invest smaller amounts – if the “seller” is not willing to accept a lower amount of investment – stay away
7) If in doubt stay out – if you feel uncomfortable about the opportunity then stay away

JFB Financial Services
Brunswick, OH